@import url("styles/tokens.css");

/* =========================================================
   Futuro Seguro Latino — Estilos base (mobile-first)
   ========================================================= */

:root {
  /* Tipografía */
  --fw-heading: 700;
  --fw-regular: 400;
  --fw-medium: 500;

  --fs-body: 1rem;
  --fs-lead: clamp(1.125rem, 1rem + 0.6vw, 1.5rem);
  --fs-hero-title: clamp(2.5rem, 1.5rem + 3.2vw, 4.25rem); /* 40px → 68px */
  --fs-h2: clamp(2rem, 1.6rem + 1.6vw, 2.75rem); /* 32px → 44px */

  /* Espaciado y layout */
  --space-2xs: 0.25rem;
  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2.5rem;
  --space-xl: 4rem;
  --space-2xl: 6rem;

  --container-max: 1200px;
  --gutter: 16px;
  --header-h: 64px;
  --hero-gutter: 16px;   /* margen lateral de la tarjeta del hero */
  --hero-overhang: 20px; /* cuánto sobresale la imagen bajo la tarjeta */
}

@media (min-width: 768px) {
  :root {
    --gutter: 32px;
    --header-h: 80px;
    --hero-gutter: 40px;
    --hero-overhang: 32px;
  }
}

@media (min-width: 1200px) {
  :root {
    --gutter: 48px;
  }
}

/* ---------- Reset mínimo ---------- */
*,
*::before,
*::after { box-sizing: border-box; }

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: var(--header-h); /* compensa el header sticky */
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
}

body {
  margin: 0;
  font-family: var(--font-body);
  font-weight: var(--fw-regular);
  font-size: var(--fs-body);
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  margin: 0;
  font-family: var(--font-display);
  font-weight: var(--fw-heading);
  line-height: 1.1;
  letter-spacing: -0.01em;
}

p { margin: 0; }
img, svg { display: block; max-width: 100%; }
[hidden] { display: none !important; }
a { color: inherit; }
ul { margin: 0; padding: 0; list-style: none; }
button { font: inherit; }

/* ---------- Utilidades ---------- */
.container {
  width: 100%;
  max-width: calc(var(--container-max) + var(--gutter) * 2);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  margin: -1px; padding: 0;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: absolute;
  left: var(--gutter);
  top: -100px;
  z-index: 100;
  padding: var(--space-xs) var(--space-sm);
  background: var(--cta);
  color: var(--cta-text);
  border-radius: var(--radius-btn);
  font-weight: var(--fw-medium);
  text-decoration: none;
}
.skip-link:focus { top: var(--space-sm); }

:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 3px;
}
.hero__card :focus-visible,
.modal :focus-visible,
.site-footer :focus-visible { outline-color: var(--cta); }

/* ---------- Botones ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-sm);
  min-height: 56px;
  padding: 0 var(--space-md);
  border: 0;
  border-radius: var(--radius-btn);
  font-family: var(--font-body);
  font-weight: var(--fw-medium);
  font-size: 1.125rem;
  text-decoration: none;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease;
}

.btn--primary {
  background: var(--cta);
  color: var(--cta-text);
}
.btn--primary:hover { background: var(--cta-hover); transform: translateY(-1px); box-shadow: var(--shadow-card); }

.btn--dark {
  justify-content: center;
  min-height: 60px;
  padding-inline: 40px;
  background: var(--brand-dark);
  color: var(--on-dark);
}
.btn--dark:hover { background: var(--brand-dark-2); transform: translateY(-1px); box-shadow: var(--shadow-card); }

/* ---------- Tarjetas ---------- */
.card {
  background: var(--bg);
  border-radius: var(--radius-card);
  box-shadow: var(--shadow-card);
  padding: var(--space-md);
}

/* =========================================================
   HEADER (blanco, sticky)
   ========================================================= */
.icon {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  height: var(--header-h);
  background: var(--bg);
  transition: box-shadow .2s ease;
}
.site-header.is-scrolled { box-shadow: var(--shadow-card); }

.site-header__inner {
  height: 100%;
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.site-header__brand {
  display: inline-flex;
  align-items: center;
  margin-right: auto;
  color: var(--brand-dark);
  text-decoration: none;
}
.site-header__brand img { height: 40px; max-height: 44px; width: auto; }
@media (min-width: 768px) {
  .site-header__brand img { height: 44px; }
}

/* Si falta assets/logo.svg se muestra el nombre como texto */
.site-header__brand.is-fallback img { display: none; }
.site-header__brand.is-fallback::before {
  content: "Futuro Seguro Latino";
  font-family: var(--font-display);
  font-weight: var(--fw-heading);
  font-size: 1.5rem;
  letter-spacing: -0.01em;
}

.site-header__actions {
  display: flex;
  align-items: center;
  gap: var(--space-2xs);
}

.icon-btn {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  padding: 0;
  background: transparent;
  border: 0;
  border-radius: var(--radius-btn);
  color: var(--text);
  cursor: pointer;
  transition: background-color .15s ease;
}
.icon-btn:hover { background: color-mix(in srgb, var(--brand-dark) 8%, transparent); }

/* Navegación — móvil: panel desplegable bajo el header */
.site-nav {
  position: absolute;
  top: var(--header-h);
  left: 0;
  right: 0;
  display: none;
  padding: var(--space-xs) var(--gutter) var(--space-md);
  background: var(--bg);
  box-shadow: var(--shadow-card);
}
.site-nav.is-open { display: block; }

.site-nav__link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-2xs);
  min-height: 52px;
  font-weight: var(--fw-medium);
  font-size: 1.0625rem;
  color: var(--text);
  text-decoration: none;
  border-bottom: 1px solid var(--line);
  transition: color .15s ease;
}
.site-nav__link:hover { color: var(--accent); }
.site-nav__link .icon--chevron { width: 18px; height: 18px; color: var(--text-muted); }

/* Hamburguesa */
.site-header__toggle-bar,
.site-header__toggle-bar::before,
.site-header__toggle-bar::after {
  display: block;
  width: 22px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
  transition: transform .2s ease, background-color .2s ease;
}
.site-header__toggle-bar { position: relative; }
.site-header__toggle-bar::before,
.site-header__toggle-bar::after { content: ""; position: absolute; left: 0; }
.site-header__toggle-bar::before { top: -7px; }
.site-header__toggle-bar::after { top: 7px; }

.site-header__toggle[aria-expanded="true"] .site-header__toggle-bar { background: transparent; }
.site-header__toggle[aria-expanded="true"] .site-header__toggle-bar::before { transform: translateY(7px) rotate(45deg); }
.site-header__toggle[aria-expanded="true"] .site-header__toggle-bar::after { transform: translateY(-7px) rotate(-45deg); }

@media (min-width: 1024px) {
  .site-header__inner { gap: var(--space-lg); }

  .site-nav {
    position: static;
    display: block;
    padding: 0;
    background: none;
    box-shadow: none;
  }
  .site-nav__list {
    display: flex;
    gap: var(--space-lg);
  }
  .site-nav__link {
    min-height: 44px;
    justify-content: flex-start;
    font-size: 1rem;
    border-bottom: 0;
  }
  .site-nav__link .icon--chevron { width: 16px; height: 16px; }

  .site-header__toggle { display: none; }
}

/* =========================================================
   HERO (tarjeta con degradado, dos columnas)
   ========================================================= */
.hero {
  /* espacio extra abajo para la imagen que sobresale */
  padding: var(--space-xs) var(--hero-gutter) var(--hero-overhang);
}

.hero__card {
  display: grid;
  gap: var(--space-lg);
  max-width: 1440px;
  margin-inline: auto;
  --hero-pad-x: var(--space-md);
  padding: var(--space-lg) var(--hero-pad-x) 0;
  border-radius: var(--radius-hero);
  background: var(--hero-gradient);
  color: var(--on-dark);
  position: relative;
  isolation: isolate; /* el blend del patrón se mezcla solo con el degradado */
}

.hero__card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -2;
  border-radius: inherit;
  background: url("assets/patron-azul.png") center / cover no-repeat;
  opacity: .12;
  mix-blend-mode: soft-light;
  pointer-events: none;
}

/* Lema de marca encima del H1 */
.hero__eyebrow {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: .75rem;
  letter-spacing: .3em;
  text-transform: uppercase;
  text-wrap: balance;
  color: var(--cta);
}

.hero__content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: var(--space-md);
}

/* Calificación */
.hero__rating {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: var(--space-xs);
  font-weight: var(--fw-medium);
  font-size: 1rem;
}
.hero__rating-score { font-weight: var(--fw-medium); }

.stars { display: inline-flex; gap: 2px; }
.stars__item {
  width: 22px;
  height: 22px;
  padding: 3px;
  background: var(--cta);
  color: var(--cta-text);
  border-radius: 2px;
}

.hero__title {
  font-size: var(--fs-hero-title);
  line-height: 1.08;
  letter-spacing: -0.02em;
  max-width: 16ch;
}

.hero__lead {
  font-size: 1.375rem;
  line-height: 1.45;
  max-width: 30ch;
  opacity: .92;
}

/* Botones del hero */
.hero__actions {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  width: 100%;
  margin-top: var(--space-xs);
}

.btn--hero {
  width: 100%;
  max-width: 460px;
  min-height: 70px;
  padding-inline: var(--space-md);
}

.btn--primary.btn--hero {
  text-transform: uppercase;
  letter-spacing: .06em;
  font-size: 1.0625rem;
}

.btn--outline {
  justify-content: center;
  text-align: center;
  font-size: 1rem;
  background: transparent;
  color: var(--on-dark);
  box-shadow: inset 0 0 0 1.5px var(--on-dark);
}
.btn--outline:hover { background: rgba(255, 255, 255, .1); }

/* Insignias con laureles */
.badges {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm) var(--space-md);
  margin-top: var(--space-sm);
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2xs);
}

.badge__laurel {
  width: 15px;
  height: 40px;
  color: rgba(255, 255, 255, .7);
}
.badge__laurel--right { transform: scaleX(-1); }

.badge__text {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  line-height: 1.2;
}

.badge__iso {
  width: auto;
  height: 20px;
  margin-bottom: 6px;
  filter: brightness(0) invert(1);
}

.badge__title {
  font-family: var(--font-display);
  font-weight: var(--fw-heading);
  font-size: 1rem;
}

.badge__sub {
  margin-top: 4px;
  font-size: .6875rem;
  font-weight: var(--fw-medium);
  letter-spacing: .14em;
  text-transform: uppercase;
  opacity: .85;
}

/* Foto horizontal completa, fundida con el degradado.
   Móvil: ancho completo al pie de la tarjeta, con fundido superior. */
.hero__media {
  align-self: end;
  margin-inline: calc(var(--hero-pad-x) * -1);
  pointer-events: none;
}

.hero__media img {
  display: block;
  width: 100%;
  height: auto; /* proporción original: la foto se ve entera */
  border-radius: 0 0 var(--radius-hero) var(--radius-hero);
  /* la máscara solo usa la opacidad: transparente arriba → opaca */
  -webkit-mask-image: linear-gradient(to bottom, transparent 0%, var(--bg) 30%);
          mask-image: linear-gradient(to bottom, transparent 0%, var(--bg) 30%);
}

/* Si falta assets/persona.png se muestra un marcador de posición */
.hero__media.is-fallback img { display: none; }
.hero__media.is-fallback::before {
  content: "assets/persona.png";
  display: grid;
  place-items: center;
  width: 100%;
  aspect-ratio: 1498 / 1050;
  border: 1.5px dashed rgba(255, 255, 255, .45);
  border-bottom: 0;
  border-radius: 200px 200px 0 0;
  background: rgba(255, 255, 255, .06);
  font-size: .875rem;
  color: rgba(255, 255, 255, .7);
}

/* Tablet y escritorio: la foto pasa a ser el fondo de la esquina inferior derecha.
   Se ve completa y se funde hacia la izquierda y hacia arriba con el degradado. */
@media (min-width: 768px) {
  .hero__card {
    --hero-pad-x: 40px;
    grid-template-columns: minmax(0, 1.4fr) minmax(0, .8fr);
    gap: var(--space-md);
    padding: 48px var(--hero-pad-x) 0;
  }
  .hero__content { padding-bottom: 48px; }

  .hero__media {
    position: absolute;
    right: 0;
    bottom: 0;
    z-index: -1;
    width: 62%;
    margin: 0;
  }
  .hero__media img {
    border-radius: 0 0 var(--radius-hero) 0;
    -webkit-mask-image:
      linear-gradient(to right, transparent 0%, transparent 12%, var(--bg) 62%),
      linear-gradient(to bottom, transparent 0%, var(--bg) 22%);
    -webkit-mask-composite: source-in;
            mask-image:
      linear-gradient(to right, transparent 0%, transparent 12%, var(--bg) 62%),
      linear-gradient(to bottom, transparent 0%, var(--bg) 22%);
            mask-composite: intersect;
  }
}

@media (min-width: 1024px) {
  .hero__card {
    grid-template-columns: minmax(0, 1.6fr) minmax(0, 1fr); /* Montserrat es más ancha: más espacio al texto */
    --hero-pad-x: 64px;
    gap: var(--space-lg);
    padding: 56px var(--hero-pad-x) 0;
  }

  .btn--outline { font-size: 1.125rem; }
  .badges { column-gap: var(--space-lg); }
  .badge { gap: var(--space-xs); }
  .badge__laurel { width: 19px; height: 50px; }
  .badge__title { font-size: 1.375rem; }

  .hero__content {
    gap: 24px;
    padding-bottom: 56px;
  }
}

/* =========================================================
   MODAL "¿Nuevo en seguros de vida?" (<dialog> nativo)
   ========================================================= */
/* Bloqueo del scroll del body mientras el modal está abierto */
html.is-modal-open { overflow: hidden; }
html.is-modal-open body { padding-right: var(--scrollbar-w, 0px); }

.modal {
  width: calc(100% - var(--space-sm) * 2);
  max-width: 560px;
  max-height: calc(100dvh - var(--space-sm) * 2);
  margin: auto;
  padding: 0;
  border: 0;
  border-radius: var(--radius-card);
  background: var(--brand-dark);
  color: var(--on-dark);
  box-shadow: var(--shadow-modal);
  overflow-y: auto;
  overscroll-behavior: contain;
}

.modal::backdrop { background: var(--overlay); }

.modal[open] { animation: modal-in .22s ease-out; }
.modal[open]::backdrop { animation: backdrop-in .22s ease-out; }

@keyframes modal-in {
  from { opacity: 0; transform: translateY(12px) scale(.98); }
  to   { opacity: 1; transform: none; }
}
@keyframes backdrop-in {
  from { opacity: 0; }
  to   { opacity: 1; }
}

.modal__inner { padding: var(--space-md); }

.modal__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: var(--space-sm);
  margin-bottom: var(--space-md);
}

.modal__title {
  font-size: clamp(1.625rem, 1.3rem + 1.4vw, 2.125rem);
  line-height: 1.15;
  padding-top: 4px;
}

.modal__close {
  margin: -6px -8px 0 0;
  color: var(--on-dark);
}
.modal__close:hover { background: rgba(255, 255, 255, .12); }

/* Preguntas desplegables */
.faq {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq__item {
  border-radius: var(--radius-btn);
  background: rgba(255, 255, 255, .08);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .18);
  transition: background-color .15s ease;
}
.faq__item:has(.faq__trigger[aria-expanded="true"]) { background: rgba(255, 255, 255, .12); }

.faq__trigger {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-sm);
  width: 100%;
  min-height: 64px;
  padding: var(--space-sm) 20px;
  background: none;
  border: 0;
  border-radius: var(--radius-btn);
  color: inherit;
  font-weight: var(--fw-medium);
  font-size: 1.0625rem;
  line-height: 1.35;
  text-align: left;
  cursor: pointer;
}
.faq__trigger:hover { background: rgba(255, 255, 255, .06); }

.faq__arrow {
  width: 22px;
  height: 22px;
  color: var(--cta);
  transition: transform .2s ease;
}
.faq__trigger[aria-expanded="true"] .faq__arrow { transform: rotate(90deg); }

.faq__panel {
  padding: 0 20px 20px;
}
.faq__panel:not([hidden]) { animation: backdrop-in .2s ease-out; }

.faq__panel p {
  color: rgba(255, 255, 255, .88);
  line-height: 1.55;
}

.faq__cta {
  min-height: 48px;
  margin-top: var(--space-sm);
  font-size: 1rem;
}
.faq__cta .icon { width: 20px; height: 20px; }

@media (min-width: 768px) {
  .modal { max-height: calc(100dvh - var(--space-xl)); }
  .modal__inner { padding: 36px 40px 40px; }
}

/* =========================================================
   FORMULARIO DE COTIZACIÓN (modal en pasos)
   ========================================================= */
.quote__progress { margin-bottom: var(--space-md); }

.quote__step-label {
  font-size: .875rem;
  font-weight: var(--fw-medium);
  color: rgba(255, 255, 255, .8);
}

.progress {
  height: 6px;
  margin-top: var(--space-xs);
  border-radius: 999px;
  background: rgba(255, 255, 255, .18);
  overflow: hidden;
}
.progress__bar {
  display: block;
  height: 100%;
  width: 25%;
  border-radius: inherit;
  background: var(--cta);
  transition: width .35s ease;
}

.quote__step {
  min-width: 0;
  margin: 0;
  padding: 0;
  border: 0;
}
.quote__step:not([hidden]) { animation: backdrop-in .25s ease-out; }

.quote__q {
  padding: 0;
  margin-bottom: var(--space-sm);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.375rem;
  line-height: 1.25;
}

.field + .field,
.field + .check,
.check + .field,
.check + .check { margin-top: var(--space-sm); }

.field__label {
  display: block;
  margin-bottom: 6px;
  font-size: .9375rem;
  font-weight: var(--fw-medium);
}

.field__input {
  width: 100%;
  min-height: 52px;
  padding: 0 var(--space-sm);
  border: 2px solid transparent;
  border-radius: var(--radius-btn);
  background: var(--bg);
  color: var(--text);
  font: inherit;
  font-size: 1.0625rem; /* ≥16px evita el zoom automático en iOS */
}
.field__input::placeholder { color: var(--text-muted); }
.field__input:focus-visible { outline: 2px solid var(--cta); outline-offset: 2px; }
.field__input[aria-invalid="true"] { border-color: var(--error); }
select.field__input { appearance: auto; }

.field__error {
  margin-top: 6px;
  font-size: .875rem;
  font-weight: var(--fw-medium);
  color: var(--error);
}
.field__error::before { content: "⚠ "; }

.field__optional { font-weight: var(--fw-regular); opacity: .8; }

/* Campo trampa para bots (fuera de pantalla, no visible ni enfocable) */
.hp-field {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

/* Aviso informativo bajo un campo (p. ej. estado fuera de Texas) */
.field__note {
  margin-top: 10px;
  padding: 12px var(--space-sm);
  border-left: 3px solid var(--cta);
  border-radius: 0 var(--radius-btn) var(--radius-btn) 0;
  background: rgba(255, 255, 255, .08);
  font-size: .9375rem;
  line-height: 1.5;
}

/* Opciones de cobertura */
.choices {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.choice--wide { grid-column: 1 / -1; }

.choice {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 56px;
  padding: var(--space-xs) var(--space-sm);
  border-radius: var(--radius-btn);
  background: rgba(255, 255, 255, .08);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .25);
  font-weight: var(--fw-medium);
  text-align: center;
  cursor: pointer;
  transition: background-color .15s ease, box-shadow .15s ease, color .15s ease;
}
.choice input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.choice:hover { background: rgba(255, 255, 255, .14); }
.choice:has(input:checked) {
  background: var(--cta);
  color: var(--cta-text);
  box-shadow: none;
}
.choice:has(input:focus-visible) { outline: 2px solid var(--cta); outline-offset: 3px; }

/* Casillas */
.check {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .9375rem;
  line-height: 1.45;
  cursor: pointer;
}
.check input {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  margin: 1px 0 0;
  accent-color: var(--cta);
}
.check--consent {
  margin-top: var(--space-md);
  font-size: .75rem;
  line-height: 1.5;
  color: rgba(255, 255, 255, .85);
}
.check--consent a { color: inherit; text-underline-offset: 2px; }

.quote__alert {
  margin-top: var(--space-sm);
  padding: 12px var(--space-sm);
  border-radius: var(--radius-btn);
  background: color-mix(in srgb, var(--error) 15%, transparent);
  color: var(--error);
  font-size: .9375rem;
}

/* Navegación del formulario */
.quote__nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-sm);
  margin-top: var(--space-md);
}
.quote__next { flex: 1; max-width: 260px; margin-left: auto; }
.quote__next[disabled] { opacity: .7; cursor: progress; }

.btn--ghost {
  justify-content: center;
  min-height: 56px;
  padding-inline: var(--space-sm);
  background: transparent;
  color: var(--on-dark);
  font-size: 1rem;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.btn--ghost:hover { color: var(--cta); }
.btn--ghost.is-hidden { visibility: hidden; }

.quote__done { text-align: center; padding-block: var(--space-md); }
.quote__done-title {
  font-size: 1.75rem;
  outline: none;
}
.quote__done p {
  margin: var(--space-sm) auto var(--space-md);
  max-width: 38ch;
  color: rgba(255, 255, 255, .88);
}

/* =========================================================
   ANIMACIONES DE ENTRADA (scroll)
   main.js añade .js-reveal a <html> solo si hay IntersectionObserver
   y el usuario no pidió reducir el movimiento.
   ========================================================= */
@media (prefers-reduced-motion: no-preference) {
  .js-reveal .reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity .6s ease, transform .6s cubic-bezier(.22, .61, .36, 1);
    transition-delay: var(--reveal-delay, 0ms);
  }
  .js-reveal .reveal.is-visible {
    opacity: 1;
    transform: none;
  }
}

/* Al imprimir, todo visible aunque no se haya hecho scroll */
@media print {
  .js-reveal .reveal { opacity: 1 !important; transform: none !important; }
}

/* =========================================================
   SECCIONES
   ========================================================= */
.section { padding-block: var(--space-xl); }

@media (min-width: 768px) {
  .section { padding-block: var(--space-2xl); }
}

.section__title {
  font-size: var(--fs-h2);
  color: var(--text);
  text-align: center;
  text-wrap: balance;
  max-width: 20ch;
  margin-inline: auto;
}

.section__intro {
  margin-top: var(--space-sm);
  font-size: 1.125rem;
  color: var(--text-muted);
  text-align: center;
  max-width: 60ch;
  margin-inline: auto;
}

/* Rejilla compartida por beneficios y testimonios: apilada en móvil, 3 columnas en desktop */
.grid {
  display: grid;
  gap: var(--space-md);
  margin-top: var(--space-lg);
}

@media (min-width: 900px) {
  .grid { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 1024px) {
  .grid { gap: var(--space-lg); margin-top: 56px; }
}

.section__cta {
  display: flex;
  justify-content: center;
  margin-top: var(--space-lg);
}

@media (min-width: 1024px) {
  .section__cta { margin-top: 56px; }
}

/* ---------- Beneficios ---------- */
.beneficios {
  position: relative;
  isolation: isolate;
  background: var(--bg);
}
.beneficios::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: url("assets/patron-gris.png") center / cover no-repeat;
  opacity: .4;
  /* máscara radial: transparente en el centro, visible hacia los bordes */
  -webkit-mask-image: radial-gradient(ellipse 60% 55% at 50% 50%, transparent 35%, var(--bg) 100%); /* la máscara solo usa la opacidad */
          mask-image: radial-gradient(ellipse 60% 55% at 50% 50%, transparent 35%, var(--bg) 100%); /* la máscara solo usa la opacidad */
  pointer-events: none;
}

.benefit {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: var(--space-lg) var(--space-md);
}

.benefit__icon {
  width: 48px;
  height: 48px;
  color: var(--accent);
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.benefit__title {
  margin-top: var(--space-md);
  font-size: 1.4375rem; /* 23px */
  line-height: 1.2;
  color: var(--accent);
}

.benefit__text {
  margin-top: 12px;
  font-size: 1.125rem; /* 18px */
  line-height: 1.55;
  color: var(--text-muted);
  max-width: 30ch;
}

/* Tablet: tarjetas horizontales (ícono a la izquierda) mientras siguen apiladas */
@media (min-width: 600px) and (max-width: 899px) {
  .benefit {
    display: grid;
    grid-template-columns: 48px 1fr;
    column-gap: var(--space-md);
    align-items: start;
    text-align: left;
    padding: 32px;
  }
  .benefit__icon { grid-row: span 2; }
  .benefit__title { margin-top: 0; }
  .benefit__text { max-width: none; }
}

@media (min-width: 1024px) {
  .benefit { padding: 48px 36px; }
}

/* ---------- Testimonios (carrusel) ---------- */
.testimonios { background: var(--bg-soft); }

.icon--flip { transform: scaleX(-1); }

.carousel { margin-top: var(--space-lg); }

.carousel__viewport {
  overflow: hidden;
  /* espacio para que la sombra de las tarjetas no se recorte */
  padding: 12px;
  margin: -12px;
  border-radius: var(--radius-card);
  touch-action: pan-y; /* el swipe horizontal lo maneja JS; el vertical sigue haciendo scroll */
}
.carousel__viewport:focus-visible { outline-color: var(--accent); }

.carousel__track {
  position: relative; /* referencia para offsetLeft de las tarjetas */
  display: flex;
  gap: var(--space-md);
  transition: transform .5s cubic-bezier(.22, .61, .36, 1);
  will-change: transform;
}
.carousel__track.is-dragging { transition: none; }

.carousel__slide {
  flex: 0 0 min(320px, 85%); /* en móvil asoma la siguiente tarjeta */
  display: flex;
}

.review {
  display: flex;
  flex-direction: column;
  width: 100%;
  margin: 0;
  padding: 28px;
  background: var(--bg);
  border-radius: var(--radius-card);
  box-shadow: var(--shadow-card);
}

.review__meta {
  display: flex;
  align-items: center;
  gap: 10px;
}

.review__google { width: 24px; height: 24px; }

.stars--dark .stars__item {
  width: 20px;
  height: 20px;
  background: var(--accent);
  color: var(--on-dark);
}

.review__score {
  margin-top: 10px;
  font-size: .875rem;
  font-weight: var(--fw-medium);
  color: var(--text-muted);
}

.review__quote {
  flex: 1;
  margin: var(--space-md) 0 0;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.75rem; /* 28px */
  line-height: 1.3;
  letter-spacing: -0.01em;
  color: var(--text);
}

.review__author {
  margin-top: var(--space-md);
  padding-top: var(--space-sm);
  border-top: 1px solid var(--line);
  line-height: 1.4;
}
.review__name { display: block; font-weight: var(--fw-medium); }
.review__place { display: block; font-size: .875rem; color: var(--text-muted); }

.carousel__controls {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-top: var(--space-lg);
}

.carousel__btn {
  display: inline-grid;
  place-items: center;
  width: 48px;
  height: 48px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: var(--bg);
  color: var(--brand-dark);
  box-shadow: inset 0 0 0 1.5px color-mix(in srgb, var(--brand-dark) 25%, transparent);
  cursor: pointer;
  transition: background-color .15s ease, color .15s ease;
}
.carousel__btn:hover { background: var(--brand-dark); color: var(--on-dark); }
.carousel__btn:focus-visible { outline-color: var(--accent); }
.carousel__btn .icon { width: 20px; height: 20px; }

/* =========================================================
   PÁGINAS LEGALES (privacidad.html)
   ========================================================= */
.legal__hero {
  padding-block: var(--space-lg) var(--space-xl);
  background: var(--bg-soft);
}

.legal__crumbs {
  font-size: .875rem;
  color: var(--text-muted);
}
.legal__crumbs a { color: var(--accent); text-underline-offset: 3px; }

.legal__title {
  margin-top: var(--space-md);
  font-size: var(--fs-h2);
  color: var(--brand-dark);
  letter-spacing: -0.02em;
}

.legal__subtitle {
  margin-top: var(--space-xs);
  font-size: 1.125rem;
  font-weight: var(--fw-medium);
  color: var(--text);
  max-width: 50ch;
}

.legal__dates {
  margin-top: var(--space-sm);
  font-size: .875rem;
  color: var(--text-muted);
}

.legal__layout {
  display: grid;
  gap: var(--space-lg);
  padding-block: var(--space-lg) var(--space-2xl);
}

/* Índice: plegable en móvil, columna fija en escritorio */
.legal__toc {
  align-self: start;
  border-radius: var(--radius-card);
  background: var(--bg);
  box-shadow: var(--shadow-card);
}
.legal__toc summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 56px;
  padding: 0 var(--space-md);
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--brand-dark);
  cursor: pointer;
  list-style: none;
}
.legal__toc summary::-webkit-details-marker { display: none; }
.legal__toc summary::after {
  content: "";
  width: 10px;
  height: 10px;
  border-right: 2px solid currentColor;
  border-bottom: 2px solid currentColor;
  transform: rotate(45deg) translateY(-3px);
  transition: transform .2s ease;
}
.legal__toc[open] summary::after { transform: rotate(-135deg) translateY(-3px); }

.legal__toc ol {
  margin: 0;
  padding: 0 var(--space-md) var(--space-md);
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.legal__toc li a {
  display: block;
  padding: 8px 10px;
  border-radius: var(--radius-btn);
  font-size: .9375rem;
  line-height: 1.35;
  color: var(--text-muted);
  text-decoration: none;
  transition: background-color .15s ease, color .15s ease;
}
.legal__toc li a:hover {
  background: color-mix(in srgb, var(--accent) 8%, transparent);
  color: var(--accent);
}

@media (min-width: 1024px) {
  .legal__layout {
    grid-template-columns: 300px minmax(0, 1fr);
    gap: 64px;
  }
  .legal__toc {
    position: sticky;
    top: calc(var(--header-h) + var(--space-md));
    max-height: calc(100vh - var(--header-h) - var(--space-lg));
    overflow-y: auto;
    padding-top: var(--space-xs);
  }
  .legal__toc summary { pointer-events: none; }
  .legal__toc summary::after { display: none; }
}

/* Cuerpo del aviso */
.legal__body {
  max-width: 72ch;
  font-size: 1.0625rem;
  line-height: 1.7;
  color: var(--text);
}
.legal__body > * + *,
.legal__body section > * + * { margin-top: var(--space-sm); }
.legal__body section { margin-top: var(--space-xl); }

.legal__body h2 {
  font-size: clamp(1.25rem, 1.1rem + .6vw, 1.5rem);
  line-height: 1.3;
  color: var(--brand-dark);
  scroll-margin-top: var(--space-md); /* el header ya lo compensa scroll-padding-top en <html> */
}

.legal__body strong { font-weight: var(--fw-medium); color: var(--brand-dark); }

.legal__body ul {
  padding-left: 1.25rem;
  list-style: disc;
}
.legal__body ul li + li { margin-top: 6px; }
.legal__body li::marker { color: var(--accent); }

.legal__body a {
  color: var(--accent);
  text-decoration: underline;
  text-underline-offset: 3px;
  overflow-wrap: anywhere; /* correos y URLs largas en móvil */
}

.legal__body address { font-style: normal; }

.legal__intro {
  padding: var(--space-md);
  border-radius: var(--radius-card);
  background: var(--bg-soft);
}
.legal__facts {
  margin-top: var(--space-sm);
  padding-left: 0 !important;
  list-style: none !important;
  font-size: .9375rem;
}
.legal__facts li + li { margin-top: 4px; }
.legal__facts:first-child { margin-top: 0; }

.legal__callout {
  padding: var(--space-sm) var(--space-md);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-btn) var(--radius-btn) 0;
  background: color-mix(in srgb, var(--accent) 6%, transparent);
}

.legal__disclaimer {
  margin-top: var(--space-xl) !important;
  padding-top: var(--space-md);
  border-top: 1px solid var(--line);
  font-size: .875rem;
  color: var(--text-muted);
}

/* =========================================================
   PÁGINAS INTERNAS (seguros-de-vida, que-es-un-iul, como-funciona,
   nosotros, recursos, preguntas-frecuentes, glosario,
   divulgaciones, accesibilidad)
   La cabecera de página reutiliza .legal__hero / __crumbs / __title / __subtitle.
   ========================================================= */
.page-section { padding-block: var(--space-xl); }
.page-section + .page-section { padding-top: 0; }
@media (min-width: 768px) {
  .page-section { padding-block: var(--space-2xl) var(--space-xl); }
}

.page-section__title {
  font-size: clamp(1.625rem, 1.3rem + 1.2vw, 2.25rem);
  color: var(--brand-dark);
  text-wrap: balance;
}
.page-section__intro {
  margin-top: var(--space-sm);
  max-width: 65ch;
  font-size: 1.125rem;
  color: var(--text-muted);
}

/* Texto corrido */
.prose {
  max-width: 72ch;
  font-size: 1.0625rem;
  line-height: 1.7;
}
/* Cuando .prose va en el mismo elemento que .container: el bloque queda alineado
   a la izquierda con el título de la página y solo se limita el ancho de lectura */
.container.prose { max-width: calc(var(--container-max) + var(--gutter) * 2); }
.container.prose > * { max-width: 72ch; }
.faq-group { max-width: 820px; }
.prose > * + * { margin-top: var(--space-sm); }
.prose h2 {
  margin-top: var(--space-xl);
  font-size: clamp(1.375rem, 1.2rem + .7vw, 1.75rem);
  line-height: 1.25;
  color: var(--brand-dark);
}
.prose h3 {
  margin-top: var(--space-lg);
  font-size: 1.25rem;
  line-height: 1.3;
  color: var(--brand-dark);
}
.prose > h2:first-child,
.prose > h3:first-child { margin-top: 0; }
.prose ul,
.prose ol { padding-left: 1.25rem; }
.prose ul { list-style: disc; }
.prose ol { list-style: decimal; }
.prose li + li { margin-top: 6px; }
.prose li::marker { color: var(--accent); }
.prose strong { font-weight: var(--fw-medium); color: var(--brand-dark); }
.prose a,
.page-link {
  color: var(--accent);
  text-decoration: underline;
  text-underline-offset: 3px;
  overflow-wrap: anywhere;
}
.prose address { font-style: normal; }

.callout {
  padding: var(--space-sm) var(--space-md);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-btn) var(--radius-btn) 0;
  background: color-mix(in srgb, var(--accent) 6%, transparent);
}
.callout--small { font-size: .9375rem; color: var(--text-muted); }

/* Marcador visible de contenido pendiente, p. ej. [BIOGRAFÍA] */
.placeholder-box {
  padding: var(--space-md);
  border: 2px dashed color-mix(in srgb, var(--accent) 45%, transparent);
  border-radius: var(--radius-card);
  color: var(--text-muted);
}

/* Tarjetas informativas */
.info-grid {
  display: grid;
  gap: var(--space-md);
  margin-top: var(--space-lg);
}
@media (min-width: 700px) { .info-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .info-grid--3 { grid-template-columns: repeat(3, 1fr); } }

.info-card {
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
  padding: var(--space-lg) var(--space-md);
  border-radius: var(--radius-card);
  background: var(--bg);
  box-shadow: var(--shadow-card);
}
.info-card__icon {
  width: 44px;
  height: 44px;
  margin-bottom: var(--space-xs);
  color: var(--accent);
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.info-card__tag {
  align-self: flex-start;
  padding: 2px 10px;
  border-radius: 999px;
  background: color-mix(in srgb, var(--accent) 10%, transparent);
  color: var(--accent);
  font-size: .8125rem;
  font-weight: var(--fw-medium);
}
.info-card h3 { font-size: 1.25rem; line-height: 1.25; color: var(--brand-dark); }
.info-card p { color: var(--text-muted); }
.info-card ul { margin-top: var(--space-xs); padding-left: 1.1rem; list-style: disc; color: var(--text-muted); }
.info-card ul li + li { margin-top: 4px; }
.info-card__link {
  margin-top: auto;
  padding-top: var(--space-sm);
  color: var(--accent);
  font-weight: var(--fw-medium);
  text-decoration: none;
}
.info-card__link::after { content: " →"; }
.info-card__link:hover { text-decoration: underline; text-underline-offset: 3px; }
/* Tarjeta entera clicable (centro de recursos) */
.info-card--link { position: relative; transition: transform .15s ease, box-shadow .15s ease; }
.info-card--link:hover { transform: translateY(-2px); box-shadow: var(--shadow-modal); }
.info-card--link .info-card__link::before { content: ""; position: absolute; inset: 0; border-radius: inherit; }

/* Tabla comparativa */
.table-scroll {
  margin-top: var(--space-lg);
  overflow-x: auto;
  border-radius: var(--radius-card);
  box-shadow: var(--shadow-card);
}
.compare-table {
  width: 100%;
  min-width: 640px;
  border-collapse: collapse;
  background: var(--bg);
  font-size: .9375rem;
  line-height: 1.5;
}
.compare-table caption { padding: var(--space-sm) var(--space-md); text-align: left; font-size: .875rem; color: var(--text-muted); caption-side: bottom; }
.compare-table th,
.compare-table td { padding: 14px var(--space-md); text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
.compare-table thead th { background: var(--brand-dark); color: var(--on-dark); font-family: var(--font-display); font-weight: 600; }
.compare-table tbody th { color: var(--brand-dark); font-weight: var(--fw-medium); white-space: nowrap; }
.compare-table tbody tr:nth-child(even) { background: var(--bg-soft); }

/* Pasos numerados */
.steps {
  display: grid;
  gap: var(--space-md);
  margin-top: var(--space-lg);
  padding: 0;
  list-style: none;
  counter-reset: paso;
}
.step {
  position: relative;
  display: grid;
  grid-template-columns: 48px 1fr;
  column-gap: var(--space-md);
  padding: var(--space-md);
  border-radius: var(--radius-card);
  background: var(--bg);
  box-shadow: var(--shadow-card);
  counter-increment: paso;
}
.step::before {
  content: counter(paso);
  grid-row: span 2;
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--hero-gradient);
  color: var(--on-dark);
  font-family: var(--font-display);
  font-weight: var(--fw-heading);
  font-size: 1.25rem;
}
.step h3 { font-size: 1.25rem; line-height: 1.3; color: var(--brand-dark); }
.step > div > * + * { margin-top: var(--space-xs); }
.step p,
.step li { color: var(--text-muted); }
.step ul { padding-left: 1.1rem; list-style: disc; }
@media (min-width: 768px) {
  .step { grid-template-columns: 56px 1fr; padding: var(--space-lg); }
  .step::before { width: 56px; height: 56px; }
}

/* Preguntas frecuentes (details/summary nativos, sin JS) */
.faq-group + .faq-group { margin-top: var(--space-xl); }
.faq-group__title { font-size: 1.375rem; color: var(--brand-dark); }
.faq-list { display: grid; gap: 12px; margin-top: var(--space-md); }
.faq-item {
  border-radius: var(--radius-btn);
  background: var(--bg);
  box-shadow: inset 0 0 0 1px var(--line);
}
.faq-item[open] { box-shadow: inset 0 0 0 1px color-mix(in srgb, var(--accent) 40%, transparent); }
.faq-item summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-sm);
  min-height: 60px;
  padding: var(--space-sm) 20px;
  font-weight: var(--fw-medium);
  font-size: 1.0625rem;
  line-height: 1.4;
  color: var(--brand-dark);
  cursor: pointer;
  list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "";
  flex-shrink: 0;
  width: 10px;
  height: 10px;
  border-right: 2px solid var(--accent);
  border-bottom: 2px solid var(--accent);
  transform: rotate(45deg) translateY(-3px);
  transition: transform .2s ease;
}
.faq-item[open] summary::after { transform: rotate(-135deg) translateY(-3px); }
.faq-item__answer { padding: 0 20px 20px; color: var(--text); line-height: 1.65; }
.faq-item__answer > * + * { margin-top: var(--space-xs); }
.faq-item__answer a { color: var(--accent); text-underline-offset: 3px; }

/* Glosario */
.glossary-index {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: var(--space-md);
}
.glossary-index a {
  display: grid;
  place-items: center;
  min-width: 40px;
  height: 40px;
  padding-inline: 10px;
  border-radius: var(--radius-btn);
  background: var(--bg-soft);
  color: var(--brand-dark);
  font-family: var(--font-display);
  font-weight: 600;
  text-decoration: none;
}
.glossary-index a:hover { background: color-mix(in srgb, var(--accent) 14%, transparent); }
.glossary { max-width: 72ch; }
.glossary__letter {
  margin-top: var(--space-xl);
  padding-bottom: var(--space-xs);
  border-bottom: 2px solid var(--line);
  font-size: 1.75rem;
  color: var(--accent);
}
.glossary dl { margin: 0; }
.glossary dt {
  margin-top: var(--space-md);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.125rem;
  color: var(--brand-dark);
  scroll-margin-top: var(--space-md);
}
.glossary dd { margin: 6px 0 0; line-height: 1.65; color: var(--text); }
.glossary dd .see { color: var(--text-muted); font-size: .9375rem; }

/* Datos del agente */
.fact-list { display: grid; gap: 10px; margin-top: var(--space-sm); }
.fact-list div { display: grid; gap: 2px; }
.fact-list dt { font-size: .8125rem; font-weight: var(--fw-medium); letter-spacing: .06em; text-transform: uppercase; color: var(--text-muted); }
.fact-list dd { margin: 0; font-weight: var(--fw-medium); color: var(--brand-dark); }

.two-col { display: grid; gap: var(--space-lg); align-items: start; }
@media (min-width: 1024px) { .two-col { grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); gap: 64px; } }

/* Llamado a cotizar al final de cada página */
.page-cta { padding-block: var(--space-xl); }
.page-cta__box {
  position: relative;
  isolation: isolate;
  display: grid;
  gap: var(--space-sm);
  justify-items: start;
  padding: var(--space-lg) var(--space-md);
  border-radius: var(--radius-hero);
  background: var(--hero-gradient);
  color: var(--on-dark);
  overflow: hidden;
}
.page-cta__box::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: url("assets/patron-azul.png") center / cover no-repeat;
  opacity: .12;
  mix-blend-mode: soft-light;
}
.page-cta__box h2 { font-size: clamp(1.625rem, 1.3rem + 1.4vw, 2.5rem); text-wrap: balance; }
.page-cta__box p { max-width: 55ch; color: rgba(255, 255, 255, .88); font-size: 1.125rem; }
.page-cta__box .btn { margin-top: var(--space-xs); }
.page-cta__box :focus-visible { outline-color: var(--cta); }
@media (min-width: 768px) {
  .page-cta__box { padding: 56px 64px; }
}

/* Navegación actual en el menú */
.site-nav__link[aria-current="page"] { color: var(--accent); }

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer {
  --footer-muted: rgba(255, 255, 255, .78);
  --footer-line: rgba(255, 255, 255, .16);
  padding-block: var(--space-xl) var(--space-lg);
  background: var(--brand-dark);
  color: var(--on-dark);
  font-size: .9375rem;
  position: relative;
  isolation: isolate;
}
.site-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: url("assets/patron-azul.png") center / cover no-repeat;
  opacity: .08;
  pointer-events: none;
}

.footer__logo {
  width: auto;
  height: 72px;
  filter: brightness(0) invert(1); /* logo en blanco */
}

.footer__motto {
  margin-top: var(--space-sm);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: .75rem;
  letter-spacing: .3em;
  text-transform: uppercase;
  text-wrap: balance;
}
.footer__tagline { margin-top: var(--space-xs); color: var(--footer-muted); max-width: 40ch; }

.footer__nav { margin-top: var(--space-lg); }

.footer__heading {
  font-family: var(--font-body);
  font-weight: var(--fw-medium);
  font-size: 1rem;
  letter-spacing: 0;
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: var(--space-sm);
}

.footer__links a,
.footer__legal a {
  color: var(--footer-muted);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
  transition: color .15s ease;
}
.footer__links a:hover { color: var(--on-dark); text-decoration-color: var(--cta); }

.footer__links address { font-style: normal; color: var(--footer-muted); }

/* Acordeón (solo móvil; los botones los crea main.js) */
.footer__toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  min-height: 56px;
  padding: 0;
  background: none;
  border: 0;
  color: inherit;
  font: inherit;
  text-align: left;
  cursor: pointer;
}
.footer__chevron { width: 20px; height: 20px; transition: transform .2s ease; }
.footer__toggle[aria-expanded="true"] .footer__chevron { transform: rotate(180deg); }

@media (max-width: 767px) {
  .footer__col { border-bottom: 1px solid var(--footer-line); }
  .footer__col:first-child { border-top: 1px solid var(--footer-line); }
  .footer__nav.is-accordion .footer__links { margin-top: 0; padding-bottom: 20px; }
}

@media (min-width: 768px) {
  .footer__nav {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-lg) var(--space-md);
    margin-top: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .footer__nav { grid-template-columns: repeat(4, 1fr); }
}

/* Texto legal */
.footer__legal {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: var(--space-xl);
  padding-top: var(--space-lg);
  border-top: 1px solid var(--footer-line);
  font-size: .75rem; /* 12px */
  line-height: 1.6;
  color: var(--footer-muted);
}
.footer__legal > * { max-width: 110ch; }

.footer__notes {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin: 4px 0 0;
  padding: 0;
  list-style: none;
}
.footer__notes li { scroll-margin-top: var(--space-md); /* el header ya lo compensa scroll-padding-top en <html> */ }
.footer__notes li:target { color: var(--on-dark); }
.footer__notes sup { font-size: .8em; margin-right: 2px; }

.footer__copy {
  margin-top: var(--space-lg);
  font-size: .8125rem;
  color: var(--footer-muted);
}

/* Llamadas a notas al pie dentro del contenido */
.fn-ref { font-size: .6em; line-height: 0; margin-left: 1px; }
.fn-ref a { color: inherit; text-decoration: none; opacity: .8; }
.fn-ref a:hover { opacity: 1; text-decoration: underline; }

/* =========================================================
   SUBPÁGINAS INFORMATIVAS — sistema editorial
   Todas las páginas internas llevan <body class="page--info">.
   Tokens: styles/tokens.css (prefijo --sp-). La landing no se ve afectada.
   ========================================================= */
.page--info { --container-max: var(--sp-max); }

/* ---------- Tipografía ---------- */
.page--info main { font-family: var(--sp-font-text); font-size: var(--sp-body); line-height: var(--sp-line); }

.page--info main h1,
.page--info main h2 {
  font-family: var(--sp-font-title);
  font-weight: var(--sp-title-weight);
  letter-spacing: -0.01em;
  color: var(--sp-primary);
  text-wrap: balance;
}
.page--info main h1 { font-size: clamp(var(--sp-h1-mobile), 1.6rem + 2vw, var(--sp-h1)); line-height: 1.15; }
.page--info main h2 { font-size: clamp(var(--sp-h2-mobile), 1.2rem + 1.6vw, var(--sp-h2)); line-height: 1.2; }

.page--info main h3 {
  font-family: var(--sp-font-text);
  font-weight: var(--sp-h3-weight);
  font-size: var(--sp-h3);
  line-height: 1.3;
  letter-spacing: 0;
  color: var(--sp-primary);
}

.page--info main p,
.page--info main li,
.page--info main dd,
.page--info .prose,
.page--info .legal__body,
.page--info .faq-item__answer {
  font-size: var(--sp-body);
  line-height: var(--sp-line);
}
/* Textos secundarios que siguen siendo pequeños */
.page--info .legal__crumbs,
.page--info .legal__dates,
.page--info .callout--small,
.page--info .callout--small p,
.page--info .legal__disclaimer,
.page--info .compare-table caption,
.page--info .fact-list dt,
.page--info .info-card__tag { font-size: .9375rem; }

/* ---------- Columna de lectura ---------- */
.page--info .prose,
.page--info .legal__body,
.page--info .glossary,
.page--info .faq-group,
.page--info .container.prose > * { max-width: var(--sp-text-col); }
.page--info .page-section__intro { max-width: var(--sp-text-col); font-size: 20px; }
/* Si .prose está en el mismo elemento que .container, el límite es para su contenido, no para el contenedor */
.page--info .container.prose { max-width: calc(var(--container-max) + var(--gutter) * 2); }

/* ---------- Espaciado: mucho aire ---------- */
.page--info .page-section { padding-block: var(--sp-section-mobile) 0; }
.page--info .page-section:last-of-type { padding-bottom: var(--sp-section-mobile); }
.page--info .prose h2 { margin-top: var(--sp-section-mobile); }
.page--info .prose h3 { margin-top: var(--space-lg); }
.page--info .prose > h2:first-child,
.page--info .prose > h3:first-child { margin-top: 0; }

/* Menú: página actual en el tono principal (el acento queda solo para el botón) */
.page--info .site-nav__link:hover { color: var(--sp-primary); }
.page--info .site-nav__link[aria-current="page"] {
  color: var(--sp-primary);
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-underline-offset: 8px;
}
.page--info .prose > * + *,
.page--info .legal__body section > * + * { margin-top: 20px; }
@media (min-width: 768px) {
  .page--info .page-section { padding-top: var(--sp-section); }
  .page--info .page-section:last-of-type { padding-bottom: var(--sp-section); }
}

/* ---------- Cabecera de página (fondo tinte) ---------- */
.page--info .legal__hero {
  padding-block: 56px 64px;
  background: var(--sp-tint);
}
.page--info .legal__title { margin-top: 20px; }
.page--info .legal__subtitle {
  margin-top: 16px;
  max-width: var(--sp-text-col);
  font-size: 20px;
  font-weight: var(--fw-regular);
  line-height: 1.55;
  color: var(--text-muted);
}
@media (min-width: 768px) {
  .page--info .legal__hero { padding-block: 72px 80px; }
}

/* ---------- Enlaces y detalles en el tono principal ---------- */
.page--info main a:not(.btn),
.page--info .prose a,
.page--info .page-link,
.page--info .legal__crumbs a,
.page--info .faq-item__answer a { color: var(--sp-primary); }
.page--info .prose li::marker,
.page--info .legal__body li::marker { color: var(--sp-primary); }
.page--info .info-card__icon { color: var(--sp-primary); }
.page--info .info-card__tag { background: var(--sp-tint); color: var(--sp-primary); }
.page--info .info-card__link { color: var(--sp-primary); }
.page--info .glossary__letter { color: var(--sp-primary); border-bottom-color: var(--sp-border); }
.page--info .glossary-index a { background: var(--sp-tint); color: var(--sp-primary); font-family: var(--sp-font-text); font-weight: 500; }
.page--info .glossary-index a:hover { background: var(--sp-primary); color: var(--on-dark); }
.page--info .glossary dt { font-family: var(--sp-font-text); font-weight: 500; font-size: 20px; color: var(--sp-primary); }
.page--info .fact-list dd { color: var(--sp-primary); }

/* ---------- Botones: principal con texto blanco ---------- */
.page--info main .btn {
  justify-content: center;
  min-height: 0;
  padding: var(--sp-btn-padding);
  border-radius: var(--sp-radius-btn);
  background: var(--sp-primary);
  color: var(--on-dark);
  font-family: var(--sp-font-text);
  font-size: var(--sp-btn-size);
  font-weight: var(--sp-btn-weight);
  text-decoration: none;
  box-shadow: none;
}
.page--info main .btn:hover { background: var(--sp-primary-hover); transform: none; box-shadow: none; }
.page--info main .btn .icon { width: 20px; height: 20px; }

/* ---------- Tarjetas y cajas: borde fino, sin sombras ---------- */
.page--info .info-card,
.page--info .step,
.page--info .faq-item,
.page--info .legal__toc,
.page--info .table-scroll {
  border: 1px solid var(--sp-border);
  border-radius: var(--sp-radius-card);
  box-shadow: none;
}
.page--info .info-card { padding: 32px 28px; }
.page--info .info-card--link:hover { transform: translateY(-2px); box-shadow: none; border-color: var(--sp-border-strong); }
.page--info .faq-item[open] { box-shadow: none; border-color: var(--sp-border-strong); }
.page--info .faq-item summary { font-family: var(--sp-font-text); font-size: var(--sp-body); color: var(--sp-primary); }
.page--info .faq-item summary::after { border-color: var(--sp-primary); }

/* Cajas destacadas: fondo tinte + borde fino */
.page--info .callout,
.page--info .legal__callout,
.page--info .legal__intro {
  padding: 24px 28px;
  border: 1px solid var(--sp-border);
  border-radius: var(--sp-radius-card);
  background: var(--sp-tint);
}
.page--info .callout--small { background: transparent; }
.page--info .placeholder-box { border-radius: var(--sp-radius-card); border-color: var(--sp-border-strong); }

/* Pasos numerados */
.page--info .step::before { background: var(--sp-primary); font-family: var(--sp-font-title); font-weight: var(--sp-title-weight); }

/* Tablas: encabezado en tinte */
.page--info .compare-table { font-size: 1rem; }
.page--info .compare-table thead th {
  background: var(--sp-tint);
  color: var(--sp-primary);
  font-family: var(--sp-font-text);
  font-weight: 500;
  border-bottom: 1px solid var(--sp-border);
}
.page--info .compare-table th,
.page--info .compare-table td { border-bottom-color: var(--sp-border); }
.page--info .compare-table tbody tr:nth-child(even) { background: transparent; }

/* Índice de páginas legales */
.page--info .legal__toc summary { font-family: var(--sp-font-text); font-weight: 500; color: var(--sp-primary); }
.page--info .legal__toc li a:hover { background: var(--sp-tint); color: var(--sp-primary); }

/* Llamado a cotizar al final: caja clara con botón principal */
.page--info .page-cta__box {
  gap: 16px;
  padding: 48px 32px;
  border: 1px solid var(--sp-border);
  border-radius: var(--sp-radius-card);
  background: var(--sp-tint);
  color: var(--text);
}
.page--info .page-cta__box::before { display: none; }
.page--info .page-cta__box p { color: var(--text-muted); font-size: var(--sp-body); }
.page--info .page-cta__box .btn { margin-top: 8px; }
.page--info .page-cta__box :focus-visible { outline-color: var(--accent); }
@media (min-width: 768px) {
  .page--info .page-cta__box { padding: 64px; }
}

/* ---------- Botón del header: el ÚNICO uso del acento brillante ---------- */
.btn--header {
  justify-content: center;
  min-height: 44px;
  padding: 10px 20px;
  border-radius: var(--sp-radius-btn);
  background: var(--sp-accent);
  color: var(--sp-accent-text);
  font-size: 1rem;
  font-weight: var(--sp-btn-weight);
  white-space: nowrap;
}
.btn--header:hover { background: var(--sp-accent-hover); transform: none; box-shadow: none; }
@media (min-width: 1024px) {
  .btn--header { padding: 12px 28px; font-size: var(--sp-btn-size); }
}

/* =========================================================
   HEADER DE SUBPÁGINAS — menús desplegables, buscador y CTA
   (todas las páginas salvo la landing)
   ========================================================= */
.site-header--sub { border-bottom: 1px solid var(--sp-border); }
.site-header--sub.is-scrolled { box-shadow: none; }
.site-header--sub .site-header__inner { gap: 4px; }

.hnav { display: none; }
.hnav.is-open {
  display: block;
  position: absolute;
  top: var(--header-h);
  left: 0;
  right: 0;
  max-height: calc(100vh - var(--header-h));
  overflow-y: auto;
  padding: 8px var(--gutter) 24px;
  background: var(--bg);
  border-bottom: 1px solid var(--sp-border);
}
.hnav__item + .hnav__item { border-top: 1px solid var(--sp-border); }
.hnav__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  min-height: 52px;
  padding: 0;
  border: 0;
  background: none;
  color: var(--text);
  font-size: 17px;
  font-weight: var(--fw-medium);
  text-align: left;
  cursor: pointer;
}
.hnav__top .icon { width: 18px; height: 18px; color: var(--text-muted); transition: transform .2s ease; }
.hnav__top[aria-expanded="true"] .icon { transform: rotate(180deg); }
.hnav__sub { padding: 0 0 12px 12px; }
.hnav__sub a { display: block; padding: 8px 0; color: var(--text); text-decoration: none; }
.hnav__sub a:hover { color: var(--sp-primary); text-decoration: underline; }
.hnav__sub a[aria-current="page"] { color: var(--sp-primary); font-weight: var(--fw-medium); }

.hicon {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  padding: 0;
  border: 0;
  border-radius: var(--sp-radius-btn);
  background: none;
  color: var(--text);
  cursor: pointer;
}
.hicon:hover { background: var(--sp-tint); }
.hcta { gap: 0; min-height: 40px; padding: 8px 14px; font-size: 15px; }
.hcta__long { display: none; }

.hmenu__bar,
.hmenu__bar::before,
.hmenu__bar::after { display: block; width: 22px; height: 2px; background: currentColor; border-radius: 2px; transition: transform .2s ease; }
.hmenu__bar { position: relative; }
.hmenu__bar::before, .hmenu__bar::after { content: ""; position: absolute; left: 0; }
.hmenu__bar::before { top: -7px; }
.hmenu__bar::after { top: 7px; }
.hmenu[aria-expanded="true"] .hmenu__bar { background: transparent; }
.hmenu[aria-expanded="true"] .hmenu__bar::before { transform: translateY(7px) rotate(45deg); }
.hmenu[aria-expanded="true"] .hmenu__bar::after { transform: translateY(-7px) rotate(-45deg); }

@media (min-width: 560px) {
  .site-header--sub .site-header__inner { gap: 12px; }
  .hcta { padding: 12px 24px; font-size: 16px; }
  .hcta__long { display: inline; }
}
@media (min-width: 1024px) {
  .hmenu { display: none; }
  .hnav, .hnav.is-open { display: block; position: static; max-height: none; overflow: visible; padding: 0; border: 0; }
  .hnav__list { display: flex; gap: 4px; }
  .hnav__item { position: relative; }
  .hnav__item + .hnav__item { border-top: 0; }
  .hnav__top { gap: 4px; min-height: 44px; padding: 0 12px; font-size: 16px; border-radius: var(--sp-radius-btn); }
  .hnav__top:hover { background: var(--sp-tint); }
  .hnav__sub {
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    z-index: 60;
    min-width: 240px;
    padding: 8px;
    border: 1px solid var(--sp-border);
    border-radius: var(--sp-radius-card);
    background: var(--bg);
    box-shadow: var(--shadow-card);
  }
  .hnav__sub a { padding: 10px 12px; border-radius: var(--sp-radius-btn); }
  .hnav__sub a:hover { background: var(--sp-tint); text-decoration: none; }
  .hcta { margin-left: 8px; padding: 12px 28px; font-size: var(--sp-btn-size); }
}

/* Buscador del sitio */
.site-search {
  width: min(640px, calc(100% - 32px));
  max-height: calc(100vh - 80px);
  margin: 64px auto auto;
  padding: 0;
  border: 1px solid var(--sp-border);
  border-radius: var(--sp-radius-card);
  color: var(--text);
}
.site-search::backdrop { background: var(--overlay); }
.site-search__bar { display: flex; align-items: center; gap: 8px; padding: 12px 12px 12px 20px; border-bottom: 1px solid var(--sp-border); }
.site-search__bar input { flex: 1; min-width: 0; height: 44px; border: 0; font: inherit; font-size: 18px; color: var(--text); outline: none; }
.site-search__results { max-height: 60vh; overflow-y: auto; padding: 8px; }
.site-search__results a { display: block; padding: 12px; border-radius: var(--sp-radius-btn); color: var(--text); text-decoration: none; }
.site-search__results a:hover,
.site-search__results a:focus-visible { background: var(--sp-tint); }
.site-search__results strong { display: block; color: var(--sp-primary); font-weight: var(--fw-medium); }
.site-search__results span { font-size: 15px; color: var(--text-muted); }
.site-search__empty { padding: 16px 20px; color: var(--text-muted); }

/* =========================================================
   GUÍAS COMPLETAS (páginas informativas: <body class="page--info page--guide">)
   ========================================================= */
/* Marcadores de contenido pendiente */
.g-ph { padding: 0 4px; border-radius: 4px; background: var(--ph-bg); color: var(--ph-text); font-weight: var(--fw-medium); }
.g-ph-img { display: grid; place-items: center; padding: 8px; border: 2px dashed var(--sp-border-strong); background: var(--sp-tint); color: var(--text-muted); font-size: 12px; line-height: 1.2; text-align: center; }

/* 2. Hero */
.g-hero { padding-block: 40px 56px; background: var(--sp-tint); }
.g-hero__grid { display: grid; gap: 32px; }
.g-crumbs { font-size: 15px; color: var(--text-muted); }
.page--guide .g-crumbs a { color: var(--sp-primary); }
.g-hero h1 { margin-top: 16px; }
.page--guide .g-hero__intro { margin-top: 20px; max-width: 60ch; font-size: 20px; line-height: 1.55; }
.g-hero__intro strong { font-weight: 600; color: var(--sp-primary); }
.page--guide .g-hero__meta { margin-top: 16px; font-size: 15px; color: var(--text-muted); }
.g-hero .btn { margin-top: 28px; }
.g-hero__photo { width: 100%; height: auto; aspect-ratio: 4 / 3; object-fit: cover; border-radius: var(--sp-radius-card); }
@media (min-width: 900px) {
  .g-hero { padding-block: 64px 80px; }
  .g-hero__grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); align-items: center; gap: 56px; }
}

/* Cuerpo */
.g-body { padding-block: var(--sp-section-mobile); }
@media (min-width: 768px) { .g-body { padding-block: var(--sp-section); } }
.g-col { max-width: var(--sp-text-col); }
.g-col > * + * { margin-top: 20px; }
.g-box { border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); overflow: hidden; }

/* 3. Enlaces rápidos */
.g-quick__head { display: flex; align-items: center; gap: 10px; padding: 14px 24px; background: var(--sp-primary); color: var(--on-dark); font-weight: var(--fw-medium); }
.g-quick__head .icon { width: 22px; height: 22px; }
.g-quick ol { display: grid; gap: 6px; margin: 0; padding: 16px 24px 20px; list-style: none; }
.page--guide .g-quick li { font-size: 17px; }
.g-quick a { display: inline-flex; align-items: baseline; gap: 8px; color: var(--sp-primary); }
.g-quick a::before { content: "→"; display: inline-block; }

/* 4. Puntos clave */
.g-keys { padding: 24px 28px; background: var(--sp-tint); }
.page--guide .g-keys h2 { font-size: 26px; }
.g-keys ul { display: grid; gap: 12px; margin-top: 16px; }
.g-keys li { position: relative; padding-left: 32px; }
.g-keys li::before { content: ""; position: absolute; left: 0; top: 5px; width: 20px; height: 20px; border-radius: 50%; background: var(--sp-primary) var(--check-icon) center / 14px no-repeat; }

/* 5. Secciones H2 / H3 */
.g-sec { padding-top: var(--sp-section-mobile); }
@media (min-width: 768px) { .g-sec { padding-top: 80px; } }
.g-sec > * + * { margin-top: 20px; }
.page--guide .g-sec h3 { margin-top: 36px; }
.g-sec ul.g-list { padding-left: 1.25rem; list-style: disc; }
.g-sec ul.g-list li + li { margin-top: 6px; }
.g-sec ul.g-list li::marker { color: var(--sp-primary); }
.g-sec dl { margin: 0; }
.g-sec dt { margin-top: 20px; font-weight: 600; color: var(--sp-primary); }
.g-sec dd { margin: 4px 0 0; }
.g-readmore { display: flex; flex-wrap: wrap; gap: 8px; padding: 16px 20px; border-left: 3px solid var(--sp-primary); border-radius: 0 var(--sp-radius-btn) var(--sp-radius-btn) 0; background: var(--sp-tint); }
.g-sec .g-readmore { margin-top: 32px; }
.g-readmore b { font-weight: 600; color: var(--sp-primary); }

/* 6 y 7. Tablas */
.g-table-wrap { margin-top: 28px; overflow-x: auto; border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); -webkit-overflow-scrolling: touch; }
.g-table { width: 100%; min-width: 640px; border-collapse: collapse; font-size: 16px; line-height: 1.5; }
.g-table th, .g-table td { padding: 14px 18px; text-align: left; vertical-align: top; border-bottom: 1px solid var(--sp-border); }
.g-table thead th { background: var(--sp-primary); color: var(--on-dark); font-weight: var(--fw-medium); }
.g-table tbody tr { background: var(--sp-tint); }
.g-table tbody tr:nth-child(even) { background: var(--bg); }
.g-table tbody th { color: var(--sp-primary); font-weight: var(--fw-medium); }
.g-table tbody tr:last-child > * { border-bottom: 0; }
.page--guide .g-table-note { margin-top: 12px; font-size: 15px; color: var(--text-muted); }
.page--guide .g-table-hint { font-size: 14px; color: var(--text-muted); }
@media (min-width: 700px) { .page--guide .g-table-hint { display: none; } }

/* 8. Consejo del experto */
.g-expert { margin-top: var(--sp-section-mobile); padding: 32px 28px; border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); background: var(--sp-tint); }
.page--guide .g-expert__label { font-family: var(--sp-font-title); font-weight: var(--sp-title-weight); font-size: 26px; color: var(--sp-primary); }
.page--guide .g-expert__q { margin-top: 20px; font-family: var(--sp-font-title); font-weight: var(--sp-title-weight); font-size: clamp(24px, 1.2rem + 1vw, 30px); line-height: 1.3; color: var(--text); }
.g-expert__a { margin-top: 16px; }
.g-expert__who { display: flex; align-items: center; gap: 16px; margin-top: 28px; padding-top: 24px; border-top: 1px solid var(--sp-border); }
.g-avatar { width: 64px; height: 64px; flex-shrink: 0; border-radius: 50%; object-fit: cover; }
.g-avatar--brand { padding: 12px; object-fit: contain; border: 1px solid var(--sp-border); background: var(--bg); }
.page--guide .g-who__name { font-weight: 600; color: var(--text); }
.page--guide .g-who__role { font-size: 15px; color: var(--text-muted); }
@media (min-width: 768px) { .g-expert { margin-top: 80px; padding: 48px; } }

/* 9. Banner CTA */
.g-banner { margin-top: var(--sp-section-mobile); padding: 40px 28px; border-radius: var(--sp-radius-card); background: var(--sp-primary); color: var(--on-dark); text-align: center; }
.page--guide .g-banner h2 { color: var(--on-dark); }
.page--guide .g-banner p { margin: 12px auto 0; max-width: 50ch; color: rgba(255, 255, 255, .9); }
.page--guide main .g-banner .btn { margin-top: 24px; background: var(--bg); color: var(--sp-primary); }
.page--guide main .g-banner .btn:hover { background: var(--sp-tint); }
.g-banner :focus-visible { outline-color: var(--on-dark); }
@media (min-width: 768px) { .g-banner { margin-top: 80px; padding: 56px; } }

/* 10. Widget de cotización */
.g-quote { margin-top: var(--sp-section-mobile); padding: 28px; border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); background: var(--bg); }
.page--guide .g-quote h2 { font-size: 30px; }
.page--guide .g-quote__lead { margin-top: 8px; color: var(--text-muted); }
.g-quote form { display: grid; gap: 20px; margin-top: 24px; }
.g-quote fieldset { min-width: 0; margin: 0; padding: 0; border: 0; }
.g-quote legend, .g-lbl { display: block; margin-bottom: 8px; font-size: 16px; font-weight: var(--fw-medium); color: var(--text); }
.g-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.g-pill { position: relative; }
.g-pill input { position: absolute; opacity: 0; pointer-events: none; }
.g-pill span { display: inline-flex; align-items: center; min-height: 44px; padding: 8px 22px; border: 1px solid var(--sp-border-strong); border-radius: 999px; font-size: 16px; font-weight: var(--fw-medium); color: var(--sp-primary); cursor: pointer; transition: background-color .15s ease, color .15s ease; }
.g-pill span:hover { background: var(--sp-tint); }
.g-pill input:checked + span { background: var(--sp-primary); border-color: var(--sp-primary); color: var(--on-dark); }
.g-pill input:focus-visible + span { outline: 2px solid var(--sp-primary); outline-offset: 3px; }
.g-fields { display: grid; gap: 16px; }
.g-fields input { width: 100%; height: 52px; padding: 0 16px; border: 1px solid var(--sp-border-strong); border-radius: var(--sp-radius-btn); font: inherit; color: var(--text); background: var(--bg); }
.g-fields input:focus-visible { outline: 2px solid var(--sp-primary); outline-offset: 1px; }
.g-fields input[aria-invalid="true"] { border-color: var(--error-strong); }
.page--guide .g-err { margin-top: 6px; font-size: 15px; color: var(--error-strong); }
.g-quote .btn { justify-self: start; }
.page--guide .g-fineprint { font-size: 13px; line-height: 1.5; color: var(--text-muted); }
@media (min-width: 600px) { .g-fields { grid-template-columns: 1fr 1fr; } }
@media (min-width: 768px) { .g-quote { margin-top: 80px; padding: 40px; } }

/* 11. Artículos relacionados */
.g-related { padding-top: var(--sp-section-mobile); }
.g-related__grid { display: grid; gap: 20px; margin-top: 28px; }
.g-card { position: relative; display: flex; flex-direction: column; gap: 10px; padding: 24px; border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); background: var(--bg); transition: border-color .15s ease, transform .15s ease; }
.g-card:hover { border-color: var(--sp-border-strong); transform: translateY(-2px); }
.g-card__tag { align-self: flex-start; padding: 2px 10px; border-radius: 999px; background: var(--sp-tint); color: var(--sp-primary); font-size: 14px; font-weight: var(--fw-medium); }
.page--guide .g-card h3 { font-size: 21px; }
.page--guide .g-card p { font-size: 16px; color: var(--text-muted); }
.page--guide .g-card a { margin-top: auto; font-weight: var(--fw-medium); text-decoration: none; }
.g-card a::after { content: ""; position: absolute; inset: 0; border-radius: inherit; }
.g-card a span { text-decoration: underline; text-underline-offset: 3px; }
@media (min-width: 640px) { .g-related__grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .g-related__grid { grid-template-columns: repeat(3, 1fr); } .g-related { padding-top: var(--sp-section); } }

/* 12. Preguntas frecuentes */
.g-faq { padding-top: var(--sp-section-mobile); }
.g-faq__list { display: grid; gap: 12px; max-width: var(--sp-text-col); margin-top: 28px; }
.g-faq details { border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); background: var(--bg); }
.g-faq details[open] { border-color: var(--sp-border-strong); }
.g-faq summary { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 60px; padding: 14px 20px; font-weight: var(--fw-medium); color: var(--sp-primary); cursor: pointer; list-style: none; }
.g-faq summary::-webkit-details-marker { display: none; }
.g-faq summary::after { content: ""; flex-shrink: 0; width: 10px; height: 10px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translateY(-3px); transition: transform .2s ease; }
.g-faq details[open] summary::after { transform: rotate(-135deg) translateY(-3px); }
.g-faq details > div { padding: 0 20px 20px; }
@media (min-width: 1024px) { .g-faq { padding-top: var(--sp-section); } }

/* 13. Autoría */
.g-authors { padding-block: var(--sp-section-mobile); }
.g-authors__box { display: grid; gap: 24px; max-width: var(--sp-text-col); padding: 28px; border: 1px solid var(--sp-border); border-radius: var(--sp-radius-card); }
.page--guide .g-authors__box h2 { font-size: 24px; }
.page--guide .page--guide .page--guide .g-authors__meta { padding-top: 20px; border-top: 1px solid var(--sp-border); font-size: 15px; color: var(--text-muted); }
@media (min-width: 768px) { .g-authors { padding-block: var(--sp-section); } .g-authors__box { padding: 40px; } }

/* =========================================================
   LANDING — "Nuestros seguros" (tarjetas de producto)
   ========================================================= */
@media (min-width: 700px) { .grid--4 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1200px) { .grid--4 { grid-template-columns: repeat(4, 1fr); gap: var(--space-md); } }
.product { gap: 0; }
.product .benefit__title { margin-top: var(--space-sm); }
.product__claim {
  margin-top: 6px;
  font-size: .9375rem;
  font-weight: var(--fw-medium);
  line-height: 1.4;
  color: var(--text);
}
.product .benefit__text { font-size: 1rem; }
.product__link {
  margin-top: auto;
  padding-top: var(--space-md);
  color: var(--brand-dark);
  font-weight: var(--fw-medium);
  text-underline-offset: 3px;
}
.product--soon { background: var(--bg-soft); }
.product--soon .benefit__icon { opacity: .6; }
.product__soon {
  margin-top: var(--space-sm);
  padding: 2px 10px;
  border-radius: 999px;
  background: var(--brand-dark);
  color: var(--on-dark);
  font-size: .8125rem;
  font-weight: var(--fw-medium);
}
.product__soon + .benefit__title { margin-top: 8px; }

/* "Próximamente" en el menú y en el footer */
.hnav__soon { display: block; padding: 8px 0; color: var(--text-muted); }
.hnav__soon em { margin-left: 6px; padding: 1px 8px; border-radius: 999px; background: var(--sp-tint); color: var(--sp-primary); font-size: 13px; font-style: normal; font-weight: var(--fw-medium); }
@media (min-width: 1024px) { .hnav__soon { padding: 10px 12px; } }
.footer__soon { color: rgba(255, 255, 255, .6); }